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Landlord Home Emergency Cover

Cover that provides peace of mind that you are prepared for the unexpected with our Landlord Home Emergency policy for residential lets. Designed to compliment a landlord's buildings insurance policy this policy ensures protection is available around the clock for both the landlord and their residential property.

Cover provided includes up to £500 of cover per claim in the event of an insured home emergency 24/7, 365 days a year from fully qualified tradesmen.

Examples of an emergency to a residential property include failure of central heating system such as a faulty boiler, the gas system, plumbing or drainage issues and failure of the electricity supply to the property.

Limit of Cover

  • Insured emergencies: £500 (Inc. VAT) per claim
  • Alternative Accommodation: £100 (Inc. VAT) per claim

The cover will pay for a temporary repair in the event of:

  • Burst pipes or a sudden leak which could cause damage to the property or contents
  • Complete heating or hot water failure
  • Failure of any of the mains supplies of water, gas or electricity
  • Blockage, breaking or flooding of drains or sewers
  • Inoperable toilet where no other toilet is available
  • Failure of or damage to external locks, doors or windows that affects the property's security
  • Failure of the roofing, down-piping or guttering that could cause water damage
  • Infestation of pests
  • Or permanent repair if more cost effective


There is no excess to pay when making a claim.

Other covers available:

  • Properties